Top tips for keeping on top of your rent

Top tips for keeping on top of your rent

We know you understand the importance of paying your rent in full and on time.  We understand too that this can be difficult at times. So here are some tips for keeping on top of this priority payment: 

  • Pay by direct debit or standing order – you won’t have to remember to pay the rent – it’ll happen automatically as long as you have enough in your bank or credit union account to cover it 
  • If this isn’t for you, put a reminder in your mobile phone or calendar to remember when to pay your rent 
  • Get ahead with your rent by overpaying when you can afford it. Building a small credit on your rent account will act as a cushion during weeks when money is tight or if your salary or benefits are delayed 
  • Consider a CredEcard plus account with the credit union.  This helps you budget by dividing up your money for important payments like rent, electricity and council tax, as soon as you get paid or receive your benefits 
  • Keep on top of your benefits. Make sure they’ve been paid in full and on time. And if your circumstances change, tell the benefit provider straight away to avoid having an overpayment taken away later.  Websites like Turntous (www.turn2us.org.uk) provide simple benefits calculators where you can check what benefits you are likely to get and work out what contribution you will have to pay to your rent 
  • Check out our top tips for budgeting and saving money. Our residents tell us that budgeting is key! 

Talk to us straight away if you’re struggling – like you, we struggle with money too at times. We want to advise and support you and help you get back on track as quickly as possible

How we can help

When we contact you about your rent, please don’t ignore us - we’re trying to help.  

We can:

  • Visit you and help you complete a budget planner
  • Offer you benefits advice and ensure you’re getting all the help you are entitled to.
  • Agree a realistic repayment plan if you’re behind with your rent
  • Refer you to an Individual Empowerment Officer for further support and help
  • Look at other ways to reduce your rent costs, like moving to a smaller home
  • Help you find other agencies that can help, like money or debt advice services or the Citizens’ Advice Bureau.